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A telecaller posing as a bank officer duped a 34-year-old woman from Pune of Rs 1.47 lakh after luring her with Rs.5000 gift voucher to reveal her credit card details. Though RBI has done a commendable job but credit card fraud is a harsh reality of digital age. So some basic steps can help you avoid misuse of credit card. Set international limit. Enable SMS alerts & OTP for IVR based transactions. Set 2 level authentication for online transactions, avoid making international transactions or using card on public computer. Lastly never store information online.