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Getting medical treatment abroad can prove to be very costly and a good travel insurance plan can protect you from financial catastrophe. Thus, it is important that you have understood the terms and conditions, coverage and deductibles. If senior citizens, are travelling then it is important that you have more than adequate cover, irrespective of the destination or the duration. In case any family member has a medical history, ensure the policy covers pre-existing diseases. If you are looking at adventure sports, you must explore travel insurance that cover such risks. Remember OPD and dental treatments are mostly covered.